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When you can’t enroll in group health insurance plans, the next best option (and sometimes the best option, depending on coverage and cost comparisons) is to purchase individual health insurance. Pennsylvania, like many other states, is home to numerous health insurance carriers and residents’ options are plentiful.
However, many people wonder how health insurance carriers and plans compare to medical discount plans. Can you really save more money if you enroll in a discount plan instead of purchasing traditional health coverage?
Unlike individual health insurance plans, Pennsylvania medical discount plans don’t offer actual health coverage; instead, they require you to pay a fee to belong to part of a program that can get discounts for medical (or dental or vision) services from participating providers.
While some medical discount plans are legit, please note that also unlike individual health insurance, Pennsylvania medical discount plans, just like those throughout the nation, aren’t always safe bets and buyers should always do extensive research before entering into one of these plans.